OneTouch Funding that fits your need.
Seven business-focused and property-backed financing solutions, arranged through our lending partner network. Pick the one closest to your requirement – or tell us the requirement and we will point you to it.
Business Loan
A Business Loan helps you fund expansion, inventory, equipment, hiring or any other legitimate business requirement.
Learn more →Loan Against Property (LAP)
A Loan Against Property lets you raise funds against a residential, commercial or industrial property you already own, while continuing to use it.
Learn more →Overdraft
An Overdraft gives your business a sanctioned limit it can draw from as needed.
Learn more →Term Loan
A Term Loan is a fixed amount disbursed upfront and repaid over an agreed tenure through regular instalments.
Learn more →Balance Transfer
A Balance Transfer moves the outstanding balance of an existing loan to another lender.
Learn more →Balance Transfer + Top-Up
A Balance Transfer with Top-Up combines two things in one application: the existing loan moves to a new lender, and an additional amount is raised on top of it.
Learn more →Working Capital Finance
Working Capital Finance funds the gap between paying for inventory and being paid by customers.
Learn more →Compare the options.
An indicative view of how the facilities differ. Actual structures and terms are decided by the lender assessing your case.
| Solution | Security | Repayment | Best suited for |
|---|---|---|---|
| Business Loan | Unsecured or secured | EMI over 12–60 months | Expansion, stock, equipment and general business needs |
| Loan Against Property | Mortgage of property | EMI over a longer tenure | Larger amounts against an owned property |
| Overdraft | Secured or unsecured | Revolving, interest on utilisation | Recurring, unpredictable cash-flow gaps |
| Term Loan | Unsecured or secured | Fixed EMI over a fixed tenure | A defined, one-time capital requirement |
| Balance Transfer | As per the existing loan | Fresh schedule with the new lender | Re-pricing a loan that is running on dated terms |
| Balance Transfer + Top-Up | Usually the same security | Single EMI covering both parts | Better terms plus additional funds together |
| Working Capital Finance | Stock and book debts, plus collateral where required | Revolving limit, reviewed annually | Funding inventory, receivables and daily operations |
Tell us the requirement, not the product.
Describe what the funds are for and what you can offer as security – we will identify the facility and the lenders that fit.